What is Boatowners Insurance?Boat insurance protects a boat, its owner, and passengers in the event of a loss. Boat insurance can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.
Boat insurance policies are very similar to vehicle insurance policies. They cover liability to other people and their property, and they can cover collision and comprehensive damages as well. Since boat insurance isn’t required, uninsured and underinsured insurance is also available to cover you if the at-fault boater has no coverage. When taking your boat out for the day, the liability insurance from the towing vehicle will extend to cover the trailer it’s on. This way, if it swings out on a turn and hits someone, your insurance will pay for the damage to the other vehicle. |
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